Generate a full detail guide simplifying data privacy regulations for small businesses. The guide must be focused on actionable compliance steps. It should include: 1. A simple explanation of the core principles of GDPR and CCPA. 2. A checklist for making your website compliant (e.g., cookie consent banners, clear privacy policy). 3. A guide to handling customer data requests and deletions. 4. The importance of data minimization (only collecting what you need). Please include a strong disclaimer that this is not legal advice and a lawyer specializing in data privacy should be consulted.