Create a complete YouTube Short package explaining one simple, actionable personal finance tip (e.g., the 'pay yourself first' principle). The script should be authoritative but easy to understand, using on-screen text to highlight key numbers or rules. Start with a common money problem as the hook. Provide a benefit-driven SEO title (e.g., 'The #1 Rule for Building Wealth'), a detailed explanation in the description, and at least 10 finance-related comma-separated tags.