Generate a full detail guide on creating a 'bare-bones' budget. The guide should be practical and motivating. It must include sections on: 1. The Purpose of a temporary bare-bones budget. 2. A step-by-step guide to identifying essential vs. non-essential expenses. 3. A list of 15 common expenses to cut or reduce temporarily. 4. How to stay motivated during a period of intense frugality. Please include a disclaimer that this is a short-term strategy and to consult a financial advisor.