Generate a full detail guide on how to create a powerful 'Why' statement for a debt-free journey. The guide must be an introspective workbook. It should include: 1. An explanation of why a deep, emotional reason is more motivating than a financial one. 2. A series of guiding questions to help the reader uncover their true motivations. 3. A template for crafting a concise and powerful 'Why' statement. 4. Creative ideas on where to place the statement to see it every day. The goal is to create a foundational motivational tool.