Generate a full detail guide on managing a seasonal business, such as a tourist attraction in Tennessee or a holiday retail store. The guide must be highly practical and financial-focused. It should include detailed sections on: 1. Cash Flow Management: A guide to creating a 12-month budget that accounts for peak and off-seasons. 2. Staffing Strategy: How to hire, train, and retain excellent seasonal staff. 3. Off-Season Marketing: A list of creative ideas to generate revenue and stay top-of-mind during the quiet months. 4. Inventory Management for seasonal demand. Please include a disclaimer to consult with a financial advisor.